What options do you have at your disposal if you need to plan final services for a loved one but don’t have a lot of money to do so? One option is to go with Charleston, WV cremation services rather than funeral services. But the deceased might have specified a funeral or perhaps your family has always selected a traditional funeral service and earth burial to honor your dead. Whether you go with a funeral or a cremation is up to you and yours. But if funds are tight regardless of the body disposition selected, here are some tips that might help you out.
Ask for Help
Can you raise the amount of money need for final services from family members? It’s best if you can take of things in-house. If you can’t, though, you might need to turn to friends to see if they can help you out in your time of need. It’s probably best to be selective with your requests, however. In other words, concentrate on friends who don’t appear to be struggling financially. Perhaps some friends will be able to help, others might be able to loan you the money, and others may simply be able to recommend other ways for you to come up with the money. Whether or not they can contribute in some way, be gracious for their consideration.
Talk to Deceased’s Employer
Some places of employment will help to cover funeral costs of deceased employees. Whether your deceased loved one’s employer does or doesn’t offer this courtesy is something you’ll want to find out. But it’s worth looking into and won’t take up a lot of your time to do so.
You may opt to take out a small loan to help with the cremation or funeral costs. Try your bank to see if they will give you an attractive interest rate.
Was your loved one well-known and well-respected in the community? It might be worth your while to set up a crowdfunding campaign if you want to plan a great final send-off but lack the funds to do so. You might be surprised to find how many people contribute to the cause.
Talk to the Funeral Home
During the consultation phase at the funeral home, let the funeral director know your financial situation. There may be different payment options that you can take advantage of that will make things more affordable.
Get in touch with your county corner to find out how they might be able to assist. Many of these bodies have programs to assist with funeral expenses. So ask to find out what options are available.
Your first order of business is to get in touch with us at Barlow Bonsall Funeral Home & Crematorium. We’ll work with you to plan a fitting funeral service or cremation service in Charleston, WV. Reach us by phone at (304) 342-8135 or come speak to us in person at 1118 Virginia St E Charleston, WV 25301. We’re here to answer your questions, help you plan a cremation or funeral, and assist you with preplanning final services for yourself.