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Tips for Paying for a Deceased Loved One’s Final Services

A death in the family will require a body disposition, whether a funeral service or a cremation. But if the death occurred suddenly, you and your other loved ones might not necessarily have enough funds available to pay for the final services required from a South Charleston, WV funeral home. Since you’ll want to honor your dead with a fitting final send-off, you’ll need to come up with some way to foot the bill regardless of the body disposition option you choose. 

It’s important that you and your loved ones consider how much you can afford to pay for a cremation or funeral service. But you can’t only think about the body disposition type, you also need to consider the other product and service option that, if selected, will cost extra. It’s only after you consider these things that you will know what the funding requirement will be.  

What follows are some recommendations you can use to pay for the final services you need for a deceased relative. You’ll find that there really are some options that can help you out. 

Pool Funds Together 

When you and your loved ones pool your resources together, the financial commitment will be spread out amongst numerous people. That’s far better than for one person to have to pay for everything themselves. If you can get enough family members willing to help, you might be surprised at how quickly you can come up with the money needed to plan the body disposition. So before heading to the to the funeral home to arrange the funeral service or cremation, meet with your family members to discuss how much you can all contribute. 

Dip into Savings 

You might not want to deplete your savings to pay for a body disposition. But perhaps you can use at least some of your savings in order to pay for a cremation or funeral service. You don’t want to leave yourself with no savings left after paying for the final services, however. So be sure to consider how much you have in savings, and determine how much you can use. 

Short-Term Loan 

While you may not really want to take on debt to pay for a cremation or funeral, you might not have much of a choice if there simply aren’t any other options available to you. Go to your bank to see if they can meet your needs. You can also find other financial services entities that offer short-term loans. Look at interest charges and other terms carefully before choosing. 

When the time comes to plan a body disposition at a South Charleston, WV funeral home, look no further than Barlow Bonsall Funeral Home & Crematorium. With our 135 years of experience as funeral service providers, we know how to work with and assist families grieving the loss of loved ones. Call us at (304) 342-8135 or visit us at 1118 Virginia St E Charleston, WV 25301 for the help you need. We aim to provide compassionate service and to help make the process as straightforward as possible.